Funds Launches Bond and Interest Management School with Expert Guidance

Introduction

Funds Inc., a leading direct finance platform based in Shibuya, Tokyo, has announced the launch of its Bond and Interest Management School. This program is meticulously curated by Toshiyasu Ohashi, a special advisor at Funds. The initiative aims to provide individuals with essential knowledge about managing investments and adapting to recent financial changes in Japan.

Background

Japan has experienced almost three decades of deflation and zero interest rates; however, the financial landscape is shifting with the Bank of Japan's planned policy changes in 2024. As we transition to an era of inflation and rising interest rates, it is crucial for investors to understand how these changes affect their personal finances. Failing to utilize interest rates effectively could lead to a significant erosion of wealth—hence the importance of financial education in this new environment.

The Bond and Interest Management School is designed to equip participants with a lifetime of knowledge and judgment capabilities, enabling them to safeguard their assets in a world where interest plays an essential role.

Course Overview

- Course Name: Bond and Interest Management School
- Provider: Financial Academy
- Instructor/Content Supervisor: Toshiyasu Ohashi, Special Advisor at Funds
- Learning Format: Video lessons
- Total Number of Classes: 15

Funds users will have the opportunity to enroll for free. Detailed information will be provided on a dedicated page accessible via the Funds My Page. Note that specific conditions apply to receive this benefit.

Curriculum Outline

1. Understanding a World with Interest
2. The Value of Money and Prices
3. How Interest Rates are Determined
4. The Mechanism of the Bank of Japan and Monetary Policy
5. Future Scenarios for Interest Rates
6. Interest and Discount Rates
7. Familiarizing with Interest Rate Expressions
8. The Effects of Compound Interest Over Time
9. Interest Rate Fluctuations and Price Variabilities
10. The Relationship Between Interest and Risk
11. A Comprehensive Overview of Interest Rate Investment Products
12. Risk Comparison Across Different Products
13. How to Choose Interest Rate Products
14. Interest Products and Taxation
15. Portfolio Design and Practical Application

Skills Developed Through this School

Participants will gain:

- A deep understanding of the essence of interest and the concept of 'real interest rates'
- The ability to optimize their household and investment decisions based on interest rate fluctuations
- Fundamental rules and risk management strategies for investing in interest-related products like bonds
- Practical applications of 'ideal asset allocation' according to different life stages

About Toshiyasu Ohashi

Toshiyasu Ohashi has a distinguished background, holding two master's degrees in engineering and public international affairs from Waseda University and the University of Pittsburgh, respectively. With years of experience at Shin-Etsu Chemical, Daiwa Institute of Research, and a notable career as a credit analyst at Daiwa Securities, Ohashi consistently ranked among the top analysts in the Nikkei Veritas Analyst Rankings. He will leverage his extensive expertise to lead this educational initiative, enhancing financial literacy in Japan.

About Financial Academy

Operating under the mission of 'Providing financial literacy for everyone,' Financial Academy offers various educational programs. Established over 24 years ago, it is a subsidiary of Funds Inc., further extending the reach of financial knowledge.

Website: Financial Academy

About Funds Inc.

As a revolutionary direct finance platform, Funds Inc. aims to connect individual investors with growing companies, facilitating investments from as low as 1 yen. The company is making strides in democratizing finance across various asset classes, including those managed by Funds Real Estate, Funds Startups, and more, enhancing the investment landscape for all.

Website: Funds

Conclusion

Funds has embarked on a new educational endeavor to prepare investors for an evolving financial world. With expert supervision from Toshiyasu Ohashi, the Bond and Interest Management School is a significant step toward fostering financial literacy and resilience in Japan's financial ecosystem.