#United States #Raleigh #Financial Stability #Demotech #County Hall Insur

County Hall Insurance Company Receives Exceptional A Rating

On January 6, 2026, County Hall Insurance Company, a Risk Retention Group (RRG) based in North Carolina, announced a significant achievement in the form of an Exceptional A Financial Stability Rating® from Demotech, Inc. This rating underscores the company’s dedication to maintaining robust financial strength while serving its member-policyholders.

Demotech, Inc. is recognized as one of the nation’s leading financial analysis organizations, specializing in the assessment of regional and specialty insurance providers. With a strong commitment to evaluating the financial health of insurers, Demotech uses comprehensive statutory data in accordance with standards set by the National Association of Insurance Commissioners (NAIC). This thorough analysis enables the firm to provide a clear picture of an insurer's stability and performance.

Key Highlights of the Rating

The A, Exceptional Financial Stability Rating® reflects County Hall Insurance Company's solid foundation and diligent practices in risk management. Key factors evaluated by Demotech include:

• - Surplus Adequacy: Ensuring sufficient resources for policyholders.
• - Liquidity Management: Maintaining adequate cash flow to meet liabilities.
• - Financial Leverage: Managing debt levels effectively to foster financial health.
• - Loss Reserves: Offering realistic provisions for future anticipated losses and associated costs.
• - Risk-Based Pricing Strategies: Implementing pricing that accurately reflects risk exposure.

As insurers face economic uncertainties and fluctuating market conditions, this rating signifies County Hall's capacity to adapt and deliver reliable insurance solutions even through adversity. The firm’s focus on sustained long-term stability reinforces confidence among its members during tumultuous periods.

About County Hall Insurance Company

Founded in 2020 and revamped to enhance operations, County Hall Insurance Company has established a reputation for reliability in automobile liability insurance across approximately 43 states in the contiguous United States. The consolidation of claims and underwriting operations has led to improved efficiency and consistent performance, which is further validated by the recent rating.

About Demotech, Inc.

Founded in 1985 and based in Columbus, Ohio, Demotech, Inc. has made its mark in the financial assessment landscape by providing objective and independent Financial Stability Ratings® for various insurance sectors including property, casualty, life, and health insurance. Registered as a nationally recognized statistical rating organization (NRSRO) by the U.S. Securities and Exchange Commission, Demotech is known for its fair evaluations, serving insurers of all sizes and contributing to a balanced competitive environment in the industry. Their role as a provider of Financial Stability Ratings has empowered consumers and policyholders alike, ensuring a clearer understanding of the financial robustness of their chosen insurance carriers.

In summary, the exceptional A rating received by County Hall Insurance Company from Demotech not only highlights its financial strength but reaffirms its commitment to delivering reliable insurance solutions and upholding member trust in challenging times.