#Japan #Tokyo #UPSIDER #支払い.com #楽楽電子保存

UPSIDER and Raks Forge Partnership to Revolutionize Invoice Payment Services

In an innovative collaboration, UPSIDER, led by President Tohru Miyagi, has officially launched its invoice card payment service, "支払い.com" (Shiharai.com). Starting March 12, 2026, this service will be provided through "楽楽電子保存" (Rakuraku Electronic Storage), a digital record-keeping system offered by Raks, facilitated by President Takunori Nakamura. This partnership marks the first initiative under UPSIDER's service delivery model announced in July 2025, focusing on providing tailored services without imposing operational burdens on partner companies.

Historically, businesses have struggled with integrating their invoice management with payment processes, often leading to inefficiencies and cash flow issues. With the growing trend towards digitalization driven by legal requirements like the Electronic Book Preservation Law, it has become more important than ever for businesses, particularly in construction, manufacturing, and retail sectors, to evolve their transaction methods.

"支払い.com" enables companies to transition their invoice payments to credit card transactions. This shift could effectively extend payment deadlines by approximately 60 days. Since its launch in April 2022, the service has seen remarkable growth, particularly among small and medium enterprises, with cumulative transaction amounts surpassing ¥150 billion by November 2025.

As the need for streamlined payment solutions grows, UPSIDER has taken a proactive approach by introducing a partner collaboration model. This model allows companies without financial expertise to independently adopt and customize their brand of the invoice card payment service. Here’s what the model offers:

• - Brand Customization: Businesses can personalize application and promotional pages to align with their brand identity.
• - Comprehensive Management: UPSIDER handles user contracts and customer support, allowing partners to focus on their core competencies without operational distractions.
• - Revenue Sharing: Partners receive compensation based on the transaction performance of users they bring in.

The recent collaboration with Raks, recognized as a leader in cloud services in Japan, signifies a major milestone in this model. Users of "楽楽電子保存" can now leverage the seamless connection between invoice receipt and payment through a newly implemented "Card Payment Integration" feature.

This feature allows for real-time processing of invoice data directly from the Rakuraku platform into card payment transactions. If a business's supplier does not accept credit card payments, UPSIDER will directly transfer funds to the preferred bank account, ensuring the payment process remains uninterrupted.

Campaign to Encourage Adoption of the New Feature

To celebrate the launch of the integration feature, UPSIDER is offering a special promotion that reduces transaction fees. Instead of the usual 4.0% service fee levied on transfers, new registrations via Raks' official site can benefit from a reduced rate of 3.0%. This campaign runs until November 30, 2027, encouraging businesses to experience the operational efficiency brought about by the new card payment integration.

Key Parameters of the Campaign:

• - Eligibility: New users signing up for the service through the designated Raks landing page.
• - Promotion Duration: Until payments are completed by the end of November 2027.

It’s important to note that conditions, benefits, and the campaign duration may be subject to change, and all transaction fees are listed exclusive of tax.

Looking Ahead

UPSIDER envisions expanding its reach across multiple sectors such as construction and retail while collaborating with local financial institutions and SaaS companies. Their goal is to make the invoice card payment service an accessible option for a broader audience of businesses facing cash flow challenges.

The company is committed to developing specialized financial services tailored to the unique needs of various industries, empowering businesses to embrace innovative financial solutions while contributing to their intelligent growth.

About UPSIDER

Founded in May 2018, UPSIDER strives to craft a global financial platform that supports challengers in the business world by leveraging AI and technology. They focus on alleviating financial and operational burdens that smaller firms and startups often face. As of now, UPSIDER has facilitated over ¥850 billion in total transactions through their next-generation corporate card, with a cumulative credit limit exceeding ¥5 trillion. Their automated solutions handle over 110 million business processes annually, creating an ecosystem where financial functionalities are readily accessible and empowering diverse businesses to thrive.

For further inquiries or collaboration proposals, please reach out to UPSIDER through [email protected].